×
copy-icon

Introduction:

We are seeking a highly motivated and experienced Credit Manager to join our team. The ideal candidate will have a strong background in credit analysis, risk management, and collections. This is a full-time position with competitive compensation and benefits.

Job Responsibilities:

  • - Analyze credit data and financial statements to determine the creditworthiness of potential and existing customers
  • - Develop and implement credit policies and procedures to minimize risk and maximize profitability
  • - Monitor and manage customer accounts to ensure timely payments and minimize delinquencies
  • - Collaborate with sales and customer service teams to resolve customer disputes and negotiate payment plans
  • - Maintain accurate and up-to-date credit files and records
  • - Provide regular reports and analysis to senior management on credit performance and trends

Job Brief:

The Credit Manager will be responsible for managing the company's credit risk and ensuring timely collections. This role will work closely with sales and customer service teams to maintain positive customer relationships while minimizing risk and maximizing profitability.

Detailed Responsibilities:

  • - Conduct credit checks and review credit applications to determine creditworthiness
  • - Establish credit limits and payment terms for customers
  • - Monitor customer accounts and follow up on delinquent payments
  • - Negotiate payment plans and settlements with customers
  • - Develop and implement credit policies and procedures
  • - Provide training and guidance to sales and customer service teams on credit policies and procedures
  • - Maintain accurate and up-to-date credit files and records
  • - Prepare regular reports and analysis on credit performance and trends

Requirements and Skills:

  • Bachelor's degree in finance, accounting, or related field
  • - Minimum of 5 years of experience in credit analysis and risk management
  • - Strong analytical and problem-solving skills
  • - Excellent communication and negotiation skills
  • - Proficient in Microsoft Office and credit analysis software
  • - Knowledge of credit laws and regulations

Frequently Asked Questions (FAQs):

The primary responsibility of the Credit Manager is to manage the company's credit risk and ensure timely collections.

A Bachelor's degree in finance, accounting, or related field and a minimum of 5 years of experience in credit analysis and risk management are required.

Strong analytical and problem-solving skills, excellent communication and negotiation skills, proficiency in Microsoft Office and credit analysis software, and knowledge of credit laws and regulations are necessary for this position.

Review and Approval:

This job description has been reviewed and approved by the HR department and the hiring manager.